I have had a plan from the marketplace (ie, Obambacare) for the past 3 years. I've never gotten any subsidides, so I'm paying full price.
I'm getting the Bronze plans that are set up specifically only for major events. My deductible is essentially $10,000/year. I have never actually "used" the health care, I do cash pay everywhere I go because it's cheaper and I haven't ever reached the deductible in a year.
I'm a single male with a clear health history, non smoker, etc. I'm currently 47, so these prices started when I was 44-45.
3 years ago, $350/month.
2 years ago, $500/month.
This year, $675/month.
Never filed a claim. Never used it. I just simply pay it every month just in case something catastrophic happens to me.
Clearly this isn't working. The whole system is broken but Obamacare isn't getting cheaper like they claimed it would and more and more subsidies just reward the insurance companies and the health care system to charge more and never fix it.
Free gift link:
https://www.nytimes.com/2026/05/01/business/obamacare-enroll...
I have had a plan from the marketplace (ie, Obambacare) for the past 3 years. I've never gotten any subsidides, so I'm paying full price.
I'm getting the Bronze plans that are set up specifically only for major events. My deductible is essentially $10,000/year. I have never actually "used" the health care, I do cash pay everywhere I go because it's cheaper and I haven't ever reached the deductible in a year.
I'm a single male with a clear health history, non smoker, etc. I'm currently 47, so these prices started when I was 44-45.
3 years ago, $350/month. 2 years ago, $500/month. This year, $675/month.
Never filed a claim. Never used it. I just simply pay it every month just in case something catastrophic happens to me.
Clearly this isn't working. The whole system is broken but Obamacare isn't getting cheaper like they claimed it would and more and more subsidies just reward the insurance companies and the health care system to charge more and never fix it.
Something needs to fix it, but this ain't it.